Obesity in America
Posts tagged Insurance Companies
Lap Band Costs and Benefits to the Procedure
Jul 29th
If you are a good candidate for Lap Band surgery, you will need to consider the costs. Many insurance providers will cover some or all the costs; it is important for you to know your policy and understand how the coverage works. You may have to pay a portion of the costs, but the long-term benefits are usually well worth it. Insurance companies often require to see a history that you have tried to lose weight before, and have been unsuccessful. Medicare is increasingly willing to cover Lap Band surgery costs as well, because it is apparent that the costs and risks of maintaining extreme obesity are far greater down the road. People without insurance must decide if they can pay the entire amount. Many physicians, however, offer financing options.
Surgery normally is costly, and Lap Band surgery can range from $12,000 to $25,000, depending on your location, doctor, and specific needs. Some bariatric clinics are even offering the surgery for less than $10,000. If you need a fill or an adjustment, that can cost an additional $35 to $200.
Even though $15,000 or $20,000 may seem like a lot of money, if you are insured, your provider will likely cover some of the cost. In addition, the financing that is available today makes the process easy and achievable. Moreover, the benefits of losing weight (many people lose over 100 lbs) and restoring health following Lap Band surgery far exceed the short-term costs of the procedure and the long-term costs of medical complications resulting from obesity. It is best to consult with your physician to fully understand the possible costs and also how to combine your Lap Band with proper diet, body contouring, and exercise to get the maximum benefit and health.
